AT&T 2026 Health Care Benefits Overview

AT&T 2026 Health Care Benefits Overview

The retiree associations participated in a call along with AT&T Benefit personnel to review 2026 benefit plans. 

This article will highlight the major provisions but in no way reflects all aspects of any of the offerings from AT&T. You have the responsibility to read and ask your specific questions to AT&T healthcare vendors as well as your own caregivers regarding coverages. 

Key Dates & Resources

  • Enrollment: Oct. 20 – Dec. 5
  • Virtual Education Sessions
  • Full plan details available by 10/1 on UHC website

Grandfathered Retirees: The AT&T Medicare Advantage Plan will continue to be made available to eligible retirees, dependents and surviving spouses at no monthly premium and no changes to their coverage. However, new cards will be issued to all participants in the AT&T plans: One for Medical and one for Prescriptions. This is due to reporting requirements to the Medicare division of the government. New cards only not new plans   So you will need to update with your providers in 2026. 

  • Care Plus has no increased costing. 
  • No changes to Dental or Vision

Grandfathered Retirees can call UHC at 1-888-803-9234 or Website:   retiree.uhc.co

Non-Grandfathered Retirees:   New cards will be issued to all participants in the AT&T plans: One for Medical and one for Prescriptions. This is due to reporting requirements to the Medicare division of the government. New cards only not new plans   So you will need to update with your providers in 2026. 

  • No changes monthly premiums. Basic plan will remain at $0 a month. Plus Plan remains at $50 per month per Separate Medical & Rx plans and two ID cards, but no change administratively.
  • Will keep $125 medical deductible, $900 medical out of pocket maximum, and $590 Rx deductible 
  • Rx out of pocket max increase from $2,000 to $2,100 (per US government) 
  • CarePlus has no increased costing
  • No changes to Dental, Vision or Hearing if you have the Plus Plan
  • Reimbursement accounts that remain with balances can still be use for 2025 out of pocket expenses into 1 Q 2026. 
  • If you want to move to Plus or out of the Plus plan you must call UHC to make any changes. 
  • If you prefer another plan other than the AT&T plan you must research that on your own and sign up for it on your own. AT&T no longer does that with Alight.

Non-Grandfathered Retirees call UHC at 1-866-819-3448 or Website: retiree.uhc.com/att

PRE Medicare Medical Plan:  Will move to a new administrator which will be Blue Cross Blue Shield of Illinois. Participants will receive new cards 

  • This plan has 3 levels of coverage based on deductibles and monthly premiums for individuals and or family coverage. 
  • Enrollment Period is from October 20th through November 7th

Web site and phone number for questions for non-Medicare folks is:   www.includedhealth.com/att or 800-374-1009