AT&T 2027 Health Care Plan Changes

The SRA participated in the annual benefits call for the 2027 overview of the AT&T health care plans for retirees in all classes of grandfathered, non-grandfathered, Medicare and non-Medicare.  Below is a high level of key points and in no way represents the full plan or changes.

You have the responsibility do your own homework whether it is staying with your current plan with AT&T or seeking coverage outside of the AT&T’s offerings. 

‍Enrollment Periods Non-Grandfathered & Grandfathered

• Grandfathered & Non-Grandfathered Medicare: 

Oct. 19^th through Dec. 4^th 

• Virtual Education Sessions: Oct. 20 – Dec. 4 
• Full plan details available by 10/1 on UHC website
• Non-Grandfathered Retirees:  Enroll directly with UHC online or by calling UHC at 1-866-819-3448 or at the website:  retiree.uhc.com/att  

Grandfathered Retirees /Dependents

Grandfathered Retirees:  Enroll at: 

• att.com/benefitscenter or call UHC at 1-888-803-9234 or the website: retiree.uhc.com

• ONLY CHANGE IS THE PRESCRIPTION OUT OF POCKET INCREASED BY the government from $2100 to $2400 
• Note: See Life Insurance for updates on beneficiaries  

‍Pre Medicare: for AT&T Plans 

• Enrollment Period:  Oct. 19^th through Nov. 6^th 
• AT&T Benefits Center: Online content and videos available October 13
• Changes to monthly premiums
• BCBS is the administrator
• Medical plan option evaluator tool available to assist with personalized decision making att.com/benefits center (877)722-0020

AT&T Medicare Advantage Plan (Medical) 

• Remains at NO COST monthly premium
• Copays at time of visit:  Changes
• Changes to in and out patient copays 
• New cards annually
• Network is all providers who accept Medicare

AT&T Medicare Advantage Plan PLUS 

• Increase in monthly premium from $50 to $150
• Co Pays at the time of visit:  Changes
• Will provide lower out of pocket max (new) 
• Changes to in and out patient co pays 
• Will still include hearing aids and dental
• New Cards Annually
• Network is for all providers who accept Medicare 

AT&T Prescription Drug Plan

• Out of Pocket Max:(established by government) Increases from $2100 to $2400 annually
• Four tiers of drugs remain
• Drugs can move from tier to tier per carrier which can change costing.
• New cards annually

HRA Accounts: 

• If funds are still available in your account you can still submit for reimbursement. You can submit out of pocket expenses for 2026 until end of March 2027

AT&T Medical Plans PRE Medicare

• Three tiers for coverage selections with different monthly premiums and coverages. 
• Increased premiums in each tier
• Certain surgical procedures must utilize 

CARE PLUS:  NO CHANGES 

‍Life Insurance (Fidelity) 1-800-416-2363

• Everyone is required by Fidelity to update/change life insurance beneficiary forms even if you have no changes to your beneficiary (s) named previously on paper it may be wise to do so. You can call Fidelity directly or do it on line. If you do not do it Fidelity will follow the “legal” parameters” of next of kin. (spouse would be first; no spouse it would go to your estate) This will be applicable no matter what you had stated on paper previously. Take the time and do this!!!! 

This has no bearing on the Death Benefit provision that is only applicable for Grandfathered retirees who have a legal dependent surviving them. 

Other Options

• Another cautionary note is you can research other market options through the Medicare website or directly with other carriers, please keep travel in mind. Most plans treat care outside your service area as out-of-network, which can result in significantly higher costs. One benefit of the AT&T Medicare Advantage Plan (s)  that it covers you seamlessly wherever you travel. 

Payment Options for Plans 

• Any benefit plan charges that come directly from AT&T such a medical premiums or Care Plus will be deducted from pension checks, or personal accounts as direct payments monthly.